InjuryCompGuide

Explore the factors in an injury claim.

Learn about injury claims and explore how changing assumptions affects a hypothetical calculation. The result is not a prediction of a settlement.

Personal Injury Calculation Example

Explore hypothetical arithmetic, not a prediction or valuation of your claim. The starting numbers are examples; replace them with your own assumptions. Not legal advice.

An arbitrary illustration, not a recommended multiplier or a rule used to value claims.

Actual fault rules vary by jurisdiction and may bar recovery rather than reduce it proportionally.

The default is 0%, not a statement about actual fees. Fee agreements differ.

Illustrative calculation

Medical costs (past + future)$20,000
Lost earnings (past + future)$8,000
Hypothetical pain and suffering (3× medical costs)$60,000
Subtotal before reductions$88,000
Assumed fault reduction (0%)−$0
Assumed fee (0% after fault)−$0
Example result$88,000

This is not an expected settlement or take-home amount. It excludes policy limits, other damages, costs, medical liens, and many legal rules. Future losses are uncertain. See assumptions and limitations.

Factors in personal injury claims

Economic losses

Medical expenses and lost earnings may be relevant. Records and evidence about future losses can help explain the amount claimed.

Pain and suffering

Non-economic harm can be difficult to quantify. The calculator's multiplier is a hypothetical choice, not a universal legal formula.

Fault and coverage

Fault rules vary by jurisdiction; some may reduce or bar recovery. Insurance coverage and other circumstances can affect the result.

How personal injury settlements work

A plain-English introduction to documentation, negotiation, and settlement releases.

Read the Guide →